No credit history, no complexity, only transparency. Interest accrues daily at 0.3%. Unlike other loans, if you borrow for 30 days but pay back in 3 days, your interest is only accrued for those 3 days. Collateral is held in custody with Bitmonie.
Borrow nowBVN required · No credit check · 60-second disbursement
No branch visits. No paperwork. No guarantors. Everything on your phone in under three minutes.
Verify your BVN, add your bank account, and send Bitcoin via Lightning Network. We show you exactly how much to send before you commit to anything.
The moment we confirm your Bitcoin, Naira lands in your bank account. Average time: under 60 seconds. No manual reviews, no delays.
Repay in Naira, Bitcoin, or USDT — whenever you are ready. Interest is charged only for the days you actually borrowed. We return every satoshi the moment you repay.
Your collateral goes into cold storage the moment we receive it. It is never traded, never lent out, and never touched by a single person until you repay. Multi-sig protected.
We are a lending company, not a crypto exchange. We do not speculate with your collateral, we do not lend it to others, and we do not expose it to counterparty risk. Your Bitcoin sits in a dedicated vault with one purpose: waiting for your repayment.