Last updated: 5 May 2026
No advice and no warranty
The information, opinions, views, or materials posted on or made available through the Bitmonie platform, our website, social media, podcasts, newsletters, or any other medium (”Materials”) are intended for general information, discussion, or educational purposes only. They are not to be construed as, or relied upon as constituting, legal, financial, investment, accounting, tax, estate-planning, or other professional advice. Any reliance on the Materials is at your own risk.
Bitmonie is not acting as a broker, intermediary, agent, or advisor in connection with your activities on the platform, and has no fiduciary relationship or obligation to you. You are solely responsible for determining whether any borrowing, repayment, or collateral decision is appropriate for your personal objectives, financial circumstances, and risk tolerance.
You should consult legal, tax, and other qualified professional advisors regarding your specific situation before deciding to buy, sell, or hold any digital asset, or to use any Bitmonie product or service. You are solely responsible for all outcomes that result from your decisions.
No solicitation
The Materials are not a recommendation, offer, solicitation, or encouragement to buy or sell any digital asset, or to adopt any investment strategy in any jurisdiction. The Materials are not directed to, and are not intended for distribution to or use by, any person or entity in any jurisdiction where such distribution, publication, availability, or use would be contrary to applicable laws, or that would subject Bitmonie to any registration or licensing requirement in that jurisdiction.
The Bitmonie platform is currently offered only to residents of Nigeria who satisfy the eligibility criteria set out in our Terms of Use.
Forward-looking statements
The Materials may contain forward-looking statements about future events, performance, or market conditions. These statements are based on current assumptions and are subject to risks, uncertainties, and changes in circumstances that may cause actual results to differ materially. Past performance is not indicative of future results. Bitmonie undertakes no obligation to update forward-looking statements except as required by law.
Third-party content
The Materials may include content, links, or references to third-party websites, services, or resources. Bitmonie does not endorse, control, or assume responsibility for the accuracy, legality, or content of any third-party material. Your use of any third-party site or service is at your own risk and subject to that third party’s terms.
Bitcoin volatility
Bitcoin’s price is highly volatile and can change significantly in short periods. Adverse price movements can result in margin calls, partial or full liquidation of your collateral, and the loss of some or all of your Bitcoin. See our Risk Disclosure Statement for a full description of these risks.
Tax
Bitmonie does not provide tax advice. Tax treatment of Bitcoin transactions and loan-related events depends on your individual circumstances and is subject to change. Consult a qualified tax professional.
Accuracy of information
We take reasonable care to ensure that information on the platform is accurate at the time of publication. However, we make no warranty — express or implied — that the Materials are complete, accurate, current, or fit for any particular purpose. Information may change without notice.
Use at your own risk
To the fullest extent permitted by Nigerian law, Bitmonie disclaims all liability for any loss or damage arising from your use of, or reliance on, the Materials or the platform — including direct, indirect, incidental, consequential, or special damages, whether foreseeable or not.
Contact
Questions about these Disclaimers can be sent to loans@bitmonie.co.